The New 2026 Law Protects You — But You Need the Inspection to Prove It

Since July 1, 2026, SB 808 / HB 815 bars insurers from refusing to renew or canceling a policy solely because of roof age.

This protection isn't automatic: to use it, you need an inspection certifying the roof's actual condition, now performable by a wider range of licensed professionals than before.

If you already received a non-renewal notice based only on roof age, this law shifts things in your favor — it's worth reviewing your case.